Round down your balance

At the start of each month, round your account balance down.

Once the interest charges have been added, make an additional payment to round down your balance to the nearest $10 or if you are feeling a bit flush to the nearest $50. It won’t save you a lot – probably less then $0.10 per month, but it all adds up over the term of the loan. Either way you save and it costs you next to nothing!

It's the first day of December - so what better day to start - do it now!  No, really, I mean it.  Go on, open up another browser and go to your on-line banking page and make the payment.  No, now - what are you waiting for?
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